Small business has been trying to utilize this strategy for years, but it didn’t work because pricing was based on your employee’s health. In fact, you couldn’t even guarantee your employee could buy insurance on the open market.
With Health Care Reform in place, there aren’t any health related ratings, and everyone can get insurance. Now you can give out stipends that will allow your employees to afford insurance.
Stipends should control your costs giving you a competitive edge over your competition.